The mortgage calculators below are provided as a research tool as you make decisions on purchasing or refinancing your home.   You may choose to try out several "what if" scenarios on your own, or just give us a call and let us do the calculations for you.

Payments (not including taxes, insurance nor mortgage insurance, if applicable):

• Mortgage Payment Calculator
  A sliding scale calculator which allows you to easily change the rate, loan amount, or the amortization period to quickly evaluate the effects of changing any of the terms of a loan.
• Monthly Mortgage Payment Calculator
  Another user-friendly calculator which allows the user to calculate the effects of any prepayments on a loan, and demonstrates the savings by such prepayment(s).  Also, for your convenience, is an amortization schedule, which can easily be printed.
• Interest Only Payment Calculator
  Computes the monthly savings for an Interest Only payment loan. What is an Interest Only Loan?
• Payment Option ARM Calculator
  Shows you the monthly payments for an Option ARM, also called a Negative Amortized ARM loan. What is an Option ARM Loan?

Purchase (includes taxes and insurance estimates):

• Rent Vs. Buy Calculator
  Allows you to compare the costs of renting a residence versus buying a home.
• Mortgage Qualification Calculator
  Calculates the maximum purchase price.

Refinance:

• Refinance Calculator
  Helps you determine if you will benefit by refinancing.
• Debt Consolidation Calculator
  Shows you how a refinance may reduce your monthly payments.

Other:

• Credit Grade Calculator
  Helps you determine your credit rating.